If you are planning to get pregnant soon and are looking for insurance that covers routine pregnancy check-ups and birth expenses, birth insurance is for you! You can get an offer immediately by filling out the questionnaire form below to see the prices of private health insurance or supplementary health insurance that covers birth, and compare insurance companies that offer birth insurance on a single screen.
What is Maternity Insurance?
Maternity insurance is a type of health insurance that covers routine pregnancy check-ups, pregnancy tests and examinations, TORCH screening, NST and double screening test, pregnancy complications, and expenses related to normal or cesarean birth.
Hyperemesis, preeclampsia, miscarriage, threatened miscarriage, forced abortion, discomfort caused by birth and pregnancy, and complications that may occur before and after birth are covered by maternity insurance.
How to Buy Maternity Insurance?
Maternity insurance is purchased as private health insurance with maternity coverage or as supplementary health insurance with maternity coverage. In other words, maternity coverage must be added to the policy in order to cover your pregnancy and birth expenses.
There are differences between private health insurance maternity cover and complementary health insurance maternity cover. The most important difference is the list of hospitals where you can use maternity cover.
If you want to choose the best maternity insurance, get information about maternity coverage health insurance prices and get health insurance for maternity;
- You can get a maternity insurance offer ,
- You can reach our insurance consultants on 02163684545,
- You can request us to call you by filling out the contact form .
Supplementary Health Insurance Maternity Package
Within the scope of supplementary health insurance, birth coverage covers unlimited birth, 10 routine pregnancy checks per year and expenses related to pregnancy complications. To get detailed information about insurance companies that provide supplementary health insurance with birth coverage, you can read our content titled “ Supplementary Health Insurance Birth Package ” or you can compare prices of all insurance companies on a single screen by clicking on the “ Get an offer now ” button below.
You can use the supplementary health insurance birth coverage at Medical Park Hospitals Group, Medicana Hospital, Medipol Hospital, Medistate Hospital, Kolan Hospital, Türkiye Hospital and other contracted private hospitals.
Private Health Insurance Maternity Package
Private health insurance birth package; offers unlimited birth insurance and limited birth insurance options. Since private birth insurance can be arranged according to the person, you can choose the birth limit and the list of contracted hospitals yourself. You can use the private health insurance birth coverage; Memorial Health Group, American Hospital, Acıbadem Health Group, Liv Hospital and other contracted private hospitals.
Maternity Insurance During Pregnancy (Birth Without Waiting Period)
In order to receive maternity coverage under private health and supplementary health insurance, you must not be pregnant. If you are pregnant and want to have maternity insurance, you must choose “ Maternity Insurance ”. You can use the maternity health insurance that you can purchase while you are pregnant at Florence Nightingale Hospitals, American Hospital, Koç University Hospital and some private hospitals with SGK agreements.
Maternity Insurance Limits
Maternity package health insurance limits vary depending on the type of insurance you choose.
- Private health insurance birth coverage limit; It offers different options from 5,000 TL to 40,000 TL as well as unlimited birth coverage option. The limit you will choose is a common limit used for both birth and routine pregnancy check-up expenses. In addition; one of the criteria affecting the birth coverage health insurance prices is the limit amount you will choose.
- Supplementary health insurance birth coverage is unlimited. In addition to the unlimited birth coverage, 10 gynecologist and obstetrician examinations are also given during pregnancy. Routine pregnancy tests requested depending on the doctor’s examination are also unlimited.
- Pregnancy insurance also covers birth expenses without any limits. Doctor’s visits during pregnancy are also limited to 8.
Maternity Insurance Waiting Period
The question “How long before birth should private health insurance be taken out?” is important. Insurance companies apply a waiting period for private health insurance birth packages.
Women who want to give birth with private health insurance; generally must not get pregnant for 12 months from the insurance start date. The waiting period for supplementary health insurance birth coverage varies between 1 month and 12 months depending on the insurance company. You can access detailed information about the waiting period procedure applied for birth in our content titled “ Birth Insurance Waiting Periods ”.
Frequently Asked Questions About Maternity Insurance
Why Do We Need Maternity Insurance?
Medical inflation has exceeded 100%. The cost of pregnancy check-ups, tests and giving birth in a private hospital now exceeds 50,000 TL. In this case, you can stabilize your health expenses by purchasing a private health insurance that covers birth or an additional birth package to your complementary health insurance. Click for birth insurance prices !
Are Cesarean Section Expenses Covered by Maternity Insurance?
Yes, cesarean section costs are covered by insurance companies. In private health insurance birth coverage, cesarean section costs will be covered up to the limit determined by the insurance company you choose. In complementary health insurance, cesarean section costs are covered 100% and without limit.
Does Maternity Insurance Cover Baby-Related Expenses?
In order to cover the expenses in case of complications or incubation of your baby after birth, there must be newborn coverage in the private health policy. If you want to insure your baby against possible risks, newborn coverage must be added to the policy.
Can I Give Birth Abroad with Maternity Insurance?
For normal birth, cesarean birth and pregnancy complications, the policy must select overseas coverage for inpatient treatment. In addition, in order to cover expenses related to routine pregnancy checks, the policy must select overseas coverage for outpatient treatment. Pregnancy and birth expenses are covered by the insurance company in accordance with the “overseas health institution limit and co-payment rate.”
Stay healthy.