What is Supplementary Health Insurance for Children? How is it Applied?

Children’s health insurance has become one of the most important needs of our day, as it allows you to receive fast and quality health services in private hospitals while also protecting your family budget. While you can get supplementary health insurance just for children, there are also supplementary health insurance options specifically for families. 

You can quickly get a quote by filling out the form below to compare prices for family supplementary health insurance and child supplementary health insurance on a single screen.

How to Get Child Health Insurance? 

If you say, “I want to get insurance for my child,” there are 3 ways to get health insurance for your child. 

How Can I Insure My Child?

  • The first option; if you have an ongoing private health insurance policy, you can add your child to your insurance by paying an additional premium. If you do not have a private health insurance policy, you can get private health insurance just for your child. Insurance companies provide a 10% discount to their insured who buy private health insurance as a family.
  • The second option; if you do not have a private health insurance policy, you can buy a family policy. By buying a family policy; you can insure your children under a single policy and benefit from a family discount. Insurance companies provide a 10%-15% discount to their insured who purchase private health insurance as a family. 
  • The third option is to get private health insurance just for your child. However, when you want to get private health insurance just for your child, the insurance company options decrease. The fact that there are few insurance companies that provide child health insurance alone is a disadvantage because you can get a policy by paying higher premiums.

Finally; your children can remain insured under your family policy until they turn 25. The only condition for your children to remain under the family policy is that they are not married. You may consider individual health insurance for your young adults over the age of 25.

What is Child Insurance for?

There are many benefits to having health insurance for your child, some of which are:

  • You can have financial security against all risks with unlimited inpatient treatment and limited outpatient treatment coverage of 10 times per year within the scope of private health insurance for children.
  • Within the scope of outpatient treatment coverage limited to 10 times per year; you do not pay any fees to the hospital for doctor’s examination, laboratory and imaging procedures.
  • You can take precautions against high-cost hospital expenses with child-specific health insurance.
  • With child insurance, you can receive fast and quality healthcare services from contracted private hospitals instead of waiting in line at public hospitals.

How Much Is Child Insurance?

One of the issues that those who want to insure their children are curious about is “complementary health insurance prices for children”. Complementary health insurance prices for children vary depending on the insurance company. For this reason, it is not possible to talk about a clear price.

You can get a quote immediately to compare supplementary health insurance prices, coverage and contracted health institutions for your baby or child on a single screen . If you have any questions after receiving the quote, you can contact our expert insurance consultants on 0216 368 45 45.

What are the Types of Child Health Insurance?

It is possible to examine children’s health insurance types in 2 types; children’s supplementary health insurance and children’s private health insurance.

Supplementary Health Insurance for Children

Children’s supplementary health insurance allows you to receive health services in all private hospitals where SGK is valid, without paying a difference fee. If you would like to get detailed information about supplementary health insurance coverage, you can read our content titled ” What Does Supplementary Health Insurance Cover? “

The list of insurance companies where you can get supplementary health insurance just for your child is as follows:

  • Insurance companies that provide complementary health insurance for children over 2 years old: Sompo Insurance
  • Insurance companies that provide supplementary health insurance for children over 5 years of age: Allianz Insurance
  • Insurance companies that provide complementary health insurance for children over 7 years of age: Axa Insurance , Mapfre Insurance
  • Insurance companies that provide stand-alone supplementary health insurance for children between the ages of 0-17: Acıbadem Insurance , Ak Insurance, Demir Insurance, Türkiye Insurance 

Private Health Insurance for Children

With private health insurance for children, you can receive health services from Acıbadem Healthcare Group, Memorial Hospitals and other private hospitals. We recommend that you read our content titled “ What Does Private Health Insurance Cover? ” to obtain detailed information about the scope of private health insurance for children.

We also recommend that you read our articles that we have written to inform you about Newborn Baby Insurance and Private Health Insurance Vaccination Coverage .

Frequently Asked Questions About Child Insurance

What is the Supplementary Health Insurance Coverage for Children?

SSI supplementary health insurance coverage for children consists of inpatient and outpatient treatment coverage. 

  • There are many coverages within the scope of inpatient treatment coverage , such as surgical and internal hospitalizations, intensive care, chemotherapy, dialysis, artificial limbs and medical supplies.
  • Outpatient treatment coverage includes coverage for doctor examinations, imaging procedures, laboratory tests and physical therapy.
  • In addition to the two main coverages, insurance companies also add some health services to the policy scope. You can also benefit from coverages that increase the service standard, such as dental care packages, check-ups and online doctors, free of charge.

Is Supplementary Health Insurance Available for Children Only?

Yes, supplementary health insurance is only available for children. In order to get health insurance for your child, you must pay attention to the “TSS age limit for children alone” rule determined by insurance companies. You can reach us at 0216 368 45 45 for information or get a quote.

Child Health Insurance or Family Health Insurance?

If you are undecided about this issue, you should compare the prices and coverage of insurance companies. To make your job easier, you can compare 17 insurance companies on a single screen by sharing only 3 short pieces of information from our offer screen. In this way, you can view the companies that provide health insurance for children at the same time.

After entering our offer screen, examine the insurance companies that provide health insurance for children without parents. Then examine the insurance companies that provide private health insurance for your family. The first thing that will catch your attention on the comparison screen is the high premium you will pay for private health insurance for those under the age of 18. You may see that family supplementary health insurance prices are more reasonable.

Which Insurance Companies Provide Supplementary Health Insurance for Children?

All insurance companies provide supplementary health insurance for children insured with their parents. However, if you only want to have health insurance for children, the number of insurance companies decreases. Insurance companies that provide health insurance for children are; Allianz Insurance, Türkiye Insurance, Axa Insurance, Ak Insurance, Sompo Insurance and a few other insurance companies.

Is Health Insurance Available for a 10-Year-Old Child?

The conditions for obtaining supplementary and private health insurance for children may vary depending on the insurance company. Some insurance companies do not offer single-use insurance for children under the age of 18, whereas some insurance companies may provide single-use supplementary health insurance for children between the ages of 0 and 17. If you want to see insurance companies that provide single-use health insurance for children on a single screen, you can get an offer from tamamyicisaglik.

At What Age Does Child Insurance Start?

Children between the ages of 0 and 17 can benefit from the opportunities of child health insurance. You can have health insurance for the whole family or you can insure your child alone. 

When Does Child Insurance End?

Children can benefit from their parents’ policy until they turn 25. They lose their child insurance rights when they turn 25 or get married.

Does Supplemental Health Insurance Cover Circumcision?

There is no insurance company that covers circumcision expenses within the scope of supplementary health insurance.

Stay healthy.

By Kashif

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